It has been a few weeks since I last posted and I figured I would give everyone an update on what I’ve been doing.
My husband and I have been working diligently to create a working budget that can incorporate our future addition of a child. This is one of the most difficult things I have ever done. I started with a blank excel spread sheet and listed the categories I thought were important. Then I pulled some information from Quicken on “Monthly Averages” for those categories.
Every week since initially creating this budget I have run a weekly report to track the progress of my budget. This has been a real eye opener for me…There is a LOT I don’t know about where my money was going. Also, just how difficult it is to start a new budget.
In the next few days I will close out our June budget sheet and prepare for July. There are some changes that need to be made and a LOT more sacrifices that we need to make to ensure we can provide for our child. I’m also getting ready to post another net worth/goals update. That should be posted in a week or so. I think I need to pay more attention to my goals…I let them slip a lot this month.
